Commercial Loan Products

Whatever your business loan needs might be - buying a building, buying new equipment, or even expanding, we're ready to lend you money. With our flexible lines of credit and competitive term loans, Northwest Bank & Trust Company provides the resources to help you make the most of every opportunity.
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Commercial Loans

Term Loans to purchase or refinance business fixed assets or working capital. Loan amortization up to 7 years.

Commercial Lines of Credit

Lines of Credit to help fund your operating cycle. Lines of credit under $150,000 can have terms up to 5 years.

Equipment Finance

Rolling Stock & Heavy Equipment Specializing in Small Fleets & Owner-Operators.

Commercial Real Estate

Amortizations up to 15-25 years. Used to purchase or refinance anything from a single family investment property to multi-million dollar warehouse or retail strip center.

Construction Loans

Loans to build spec or pre-sold homes. Commercial real estate construction loans can be short-term or single-close, long term loans with maturities up to 5 years and amortizations up to 25 years.

SBA Loans

Northwest Bank & Trust is committed to helping all small businesses. We have established a strong partnership with the U.S. Small Business Administration, resulting in being recognized as a Top Volume Lender for the SBA in the State of Iowa for 7 of the last 8 years.

U.S. Small Business Administration
Illinois Small Business Development Center
Iowa Small Business Development Centers
Eastern Iowa Small Business Development Center

SBA 7a

Loans to start-up, purchase, expand or refinance businesses. Proceeds can be used to purchase a business, equipment, real estate, inventory or for working capital or leasehold improvements. Collateral can consist of real estate or business assets. Terms are up to 7 years for working capital, 10 years for equipment and 25 years for real estate.

SBAExpress/Community Express Loans

SBAExpress is available for loans and lines of credit up to $350,000. The bank underwrites the loans for a quick turnaround.

SBA 504 Loans Program

Lower down payment and 20 year fixed financing for a portion of your real estate acquisition or renovation.

Iowa Business Growth
Growth Corp

 

NorthPark TowerNorthPark Tower
100 E. Kimberly Road
Davenport, IA 52806
Bank Hours

West DavenportWest Davenport
1454 W. Locust Street
Davenport, IA 52804
Bank Hours

Bettendorf TowerBettendorf Tower
2550 Middle Road
Bettendorf, IA 52722
Bank Hours