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Items Needed for Loan Application

1. Personal Financial Statement PFS Form

2. Two years Personal Tax Returns

3. Three years Corporate Tax Returns

4. If a new business we will need a business plan with the following information:

  • Give a detailed description of the business and its goals.
  • Discuss the ownership of the business and the legal structure.
  • List the skills and experience you bring to the business.
  • Discuss the advantages you and your business have over your competitors.
  • Discuss the products/services offered.
  • Identify the customer demand for your product/service.
  • Explain the pricing strategy.
  • Explain your source and the amount of initial equity capital.
  • Develop a monthly operating budget for the first year.
  • Develop monthly cash flow for the first year.
  • Provide projected income statements, balance sheets for a two-year period.
  • Discuss who will maintain your accounting records and how they will be kept.
  • Explain how the business will be managed on a day-to-day basis.
  • Discuss insurance, lease or rent agreements and issues pertinent to your business.

NorthPark TowerNorthPark Tower
100 E. Kimberly Road
Davenport, IA 52806
Bank Hours

West DavenportWest Davenport
1454 W. Locust Street
Davenport, IA 52804
Bank Hours

Bettendorf TowerBettendorf Tower
2550 Middle Road
Bettendorf, IA 52722
Bank Hours